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Different Types of SBA Loans and How to Qualify

Small business owners do not have the same borrowing needs as larger businesses, making it challenging to find the financing you need. The SBA’s microloan program is designed to help small businesses get funding tailored to their needs. Because the SBA works with lenders, you may qualify for an SBA loan even if you cannot […]

How to Lower Your Mortgage Rates

If you have bad credit, you may think that you cannot buy a house. There are programs offering mortgage loans for poor credit. However, just because you may be able to qualify for a mortgage with a bad credit score, it might not be a good idea. Finding affordable mortgage loans New Jersey usually means […]

How to Improve Your Credit for a Home Loan

If you are considering taking out a mortgage or even refinancing a current home loan, you want your credit to be at its absolute best. The better your credit, the lower the interest you will pay on your home loan. Even a quarter of a point can mean thousands in savings over the life of […]

How Do Credit Repair Companies Work?

Legitimate credit repair companies can help you correct errors in your credit report, recover from identity theft, and get you back on the road to healthy credit. They do so by examining your credit report and challenging errors on it. It is something most people can do, but it can be both time consuming and […]

21 Ways to Pay off Debt and Improve Credit in 2021

January may be over, but it is not too late to make one last New Year’s Resolution- paying off debt and improving credit in 2021. Here are 21 things you can do to put yourself on the road to lower debt, better credit, and less financial stress. 1. Pay down your balances. There are two […]

The Emerging COVID Credit Crisis

It may be years, even decades, before we really understand the full financial impact of the COVID pandemic. The global impact of this pandemic has been staggering. In addition to millions of deaths, the economic toll has impacted almost everyone. Businesses closed, workers were told to stay home or had reduced hours, and people went […]

Credit Card Debt After the Holidays

If you are like many other people, you spent too much this holiday season. Instead of ringing in a happy New Year, you may be struggling to figure out how you are going to pay off that credit card debt after the holidays. You are not alone. Every year people spend too much at the […]

Identity IQ

Having your identity stolen can create complications that follow you through a lifetime. Getting activities removed from your credit history because your identity was stolen is complicated. You will probably need to file a police report and individually challenge every fraudulent activity. You may not even be aware that your identity has been used by […]

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