Emerald Credit Solutions
If you are considering taking out a mortgage or even refinancing a current home loan, you want your credit to be at its absolute best. The better your credit, the lower the interest you will pay on your home loan. Even a quarter of a point can mean thousands in savings over the life of […]
Legitimate credit repair companies can help you correct errors in your credit report, recover from identity theft, and get you back on the road to healthy credit. They do so by examining your credit report and challenging errors on it. It is something most people can do, but it can be both time consuming and […]
January may be over, but it is not too late to make one last New Year’s Resolution- paying off debt and improving credit in 2021. Here are 21 things you can do to put yourself on the road to lower debt, better credit, and less financial stress. 1. Pay down your balances. There are two […]
What’s A Good Credit Score And How Can One Improve Credit Ratings? A credit score is among the key metrics that lenders consider when determining whether to extend credit to you. The number lies between 300 and 850. Credit bureaus rely on the details contained in your credit report to define whats a good credit […]
How Will Student Loans Affect Your Credit Score and Access to Loans? Student loans have an impact on your credit score like other debts do. On-time payments will favor your score, while defaulting will make it drop. If you happen to have low credit ratings and think a student loan may be the culprit, you […]
It may be years, even decades, before we really understand the full financial impact of the COVID pandemic. The global impact of this pandemic has been staggering. In addition to millions of deaths, the economic toll has impacted almost everyone. Businesses closed, workers were told to stay home or had reduced hours, and people went […]
If you are like many other people, you spent too much this holiday season. Instead of ringing in a happy New Year, you may be struggling to figure out how you are going to pay off that credit card debt after the holidays. You are not alone. Every year people spend too much at the […]
Having your identity stolen can create complications that follow you through a lifetime. Getting activities removed from your credit history because your identity was stolen is complicated. You will probably need to file a police report and individually challenge every fraudulent activity. You may not even be aware that your identity has been used by […]
Wage garnishment Credit Score If you have missed payments on some of your bills and have gone into collections, you may have been threatened with wage garnishment. When your financial life is in turmoil, the idea that a creditor could force you to turn over a portion of your wages, possibly threatening your ability to […]
Any organization that promises to tell you the right number of credit cards to have is not being forthcoming. There is no magic number of credit cards that credit bureaus look for in order to determine if you have too many. Instead, the answer is more complicated than that. On the one hand, that is […]
844-882-6141